A short-term insurance coverage covers any gap you might experience in protection if, for instance, you change jobs and your new firm plan doesn’t kick in instantly. Another characteristic of an EPO plan is that you may be required to choose a primary care doctor . This is a basic practitioner who will provide preventative care and treat you for minor sicknesses. In addition, with an EMO plan, you usually don’t have to get a referral from your PCP in order to see a specialist physician. If you purchase insurance via the Health Insurance Marketplace, you may be eligible for income-based premium tax credit or cost-sharing reductions. The Health Insurance Marketplace is a platform that offers insurance plans to people, households, and small companies.
Most of us contemplate worker health insurance as a secured cover for caring for medical bills. However, you must know that employer health insurance covers you …