It is not going to supply protection to your beloved ones members in a lot of the circumstances, the sum assured won’t be enough, it won’t cover important sicknesses. Also, getting health insurance protection after retirement or shedding a job can show to be an expensive affair. Though a lot of the health insurance coverage cover medical bills for hospitalization more than 24-hours, there are plans that have a capping on the length of hospitalization as well. But most of the insurers nowadays cover daycare process as nicely, where it is not required to be hospitalized for 24-hours. It contains cataract surgical procedure, varicose veins surgery and related medical procedures. As per the IRDAI regulations, all the health insurance plans include a set of exclusions/limitations.
- If you keep in a hospital for more than 10 days at a stretch, then we pay for other financial losses that might have occurred